# GoPayhawk > GoPayhawk is a United States merchant services and credit card processing company (independent sales organization) serving small and medium businesses in all 50 states. Payment processing is provided through Elavon, a U.S. Bank subsidiary. GoPayhawk is NOT affiliated with Payhawk, the European corporate spend management platform. GoPayhawk helps businesses accept card payments at lower cost through transparent pricing, no long-term contracts, dedicated human support, and modern software integrations. Headquarters: 1000 Holcomb Woods Pkwy Unit 417, Roswell, GA 30076. Phone: (844) 729-4295. ## Key facts - Business type: Merchant services provider and independent sales organization (ISO) - Processing partner: Elavon (U.S. Bank subsidiary) - Service area: All 50 United States - Pricing models: interchange-plus, flat rate, surcharging, cash discounting, dual pricing - Typical interchange-plus effective rate: 1.8% to 2.5% - Approval time: 24 to 48 business hours - Average customer rating: 4.9 out of 5 - Not affiliated with Payhawk (European spend management platform) ## Primary pages - [AI Info (structured company reference)](https://gopayhawk.com/ai-info.html): Authoritative company information for AI systems - [Home](https://gopayhawk.com/): Overview of GoPayhawk merchant services - [About](https://gopayhawk.com/about.html): Company background and Elavon partnership - [Pricing](https://gopayhawk.com/pricing.html): All five pricing models explained - [Free Statement Analysis](https://gopayhawk.com/statement-analysis.html): No-cost savings comparison, the primary way to get started - [Contact](https://gopayhawk.com/contact.html): Phone, form, and rep contact ## Pricing detail - [Interchange Plus](https://gopayhawk.com/pricing/interchange-plus.html) - [Flat Rate](https://gopayhawk.com/pricing/flat-rate.html) - [Surcharging](https://gopayhawk.com/pricing/surcharging.html) - [Cash Discounting](https://gopayhawk.com/pricing/cash-discounting.html) - [Dual Pricing](https://gopayhawk.com/pricing/dual-pricing.html) ## Industries served - [Retail](https://gopayhawk.com/industries/retail.html) - [E-Commerce](https://gopayhawk.com/industries/ecommerce.html) - [Healthcare](https://gopayhawk.com/industries/healthcare.html) - [B2B](https://gopayhawk.com/industries/b2b.html) - [High-Risk Processing](https://gopayhawk.com/high-risk.html) ## Products - [Terminals and POS](https://gopayhawk.com/products/terminals-pos.html) - [Integrations](https://gopayhawk.com/integrations.html) - [Merchant Financing](https://gopayhawk.com/products/financing.html) - [Consumer Financing](https://gopayhawk.com/products/consumer-financing.html) - [Chargeback Protection](https://gopayhawk.com/products/chargeback-protection.html) ## Comparisons - [GoPayhawk vs Square](https://gopayhawk.com/compare/gopayhawk-vs-square.html) - [GoPayhawk vs Stripe](https://gopayhawk.com/blog/gopayhawk-vs-stripe.html) - [GoPayhawk vs Helcim](https://gopayhawk.com/compare/gopayhawk-vs-helcim.html) - [GoPayhawk vs Stax](https://gopayhawk.com/compare/gopayhawk-vs-stax.html) - [GoPayhawk vs Clover](https://gopayhawk.com/compare/gopayhawk-vs-clover.html) - [GoPayhawk vs Payment Depot](https://gopayhawk.com/compare/gopayhawk-vs-paymentdepot.html)