Financing Solutions
From working capital to consumer financing — GoPayhawk connects your business with the funding it needs to grow. Fast approvals, flexible terms, and real support from real people.
Merchant Business Financing
Access working capital, term loans, and lines of credit designed for small and mid-size businesses. Competitive programs with same-day decisions on most files.
Amounts From
Working Capital
- Terms up to 18 months
- 1+ year time in business
- EPA on ALL files
- Special EPAs negotiable
Amounts From
Business Term Loan
- Terms up to 24 months
- 1+ year time in business
- EPA on ALL files
- Special EPAs negotiable
Loans are originated by FinWise Bank, a Utah chartered bank, located in Murray, UT. Member FDIC.
Amounts From
Line of Credit
- Terms of 6 or 12 months
- 2+ years time in business
- Tax returns required
Common Stips Required
- Proof of Ownership
- Bank Verification
- Confirmation of Balances or ZBL
- Voided Check
- Driver's License
- Most Recent Tax Return
- YTD P&L and/or Balance Sheet
- Accounts Receivable (A/R)
- Merchant Interview
- TruePic
High Risk Min. Annual Revenue
Restricted Industries
- Financial Services
- Car Dealerships
- Consulting / Marketing Services
- Real Estate Services
- Legal Services
- Government or Non-profit Agencies
- Flea Markets / Conventions / Events
- Adult Entertainment
- Cannabis
- Firearms
- Trucking / Transportation / Logistics
- Solar
- Pharmacies
Basic Requirements
- $50K+ Revenue per Month
- 650+ Personal Credit Score
- Established Business Credit
- Merchant is under 10% in annual revenue with current positions
- Not a home-based business
- No prior defaults, judgments, or poor background check
Ready to explore your financing options? Talk to our team — no obligation.
Apply Now → (844) 729-4295Consumer Financing
Give your customers more ways to pay. Add point-of-sale financing to your existing payment processing — close bigger sales, increase average ticket size, and get paid in full within 48 hours.
Flexible Financing helps your customers say "yes" to important purchases.
What is Point-of-Sale Financing?
An integrated point-of-sale lending solution that enables your customers to finance purchases quickly and easily — right at checkout.
Offer financing for goods or services from $300 to $25,000, with terms spanning from 3 to 60 months. No complicated setup — it works alongside your existing GoPayhawk payment processing.
How Does It Work?
Provide your customer a link to apply for financing — within your invoice, website, or other communications.
Once the application is approved and the customer selects a loan option, the sale is completed and your business is paid within 48 hours for the full transaction amount. You carry zero repayment risk.
Fast approval at point of sale
Why Add Consumer Financing?
Customers who can't pay the full amount upfront often walk away from big purchases. With point-of-sale financing built into your checkout flow, you remove that barrier — turning hesitation into a completed sale. You get paid in full right away. Your customer gets the flexibility they need.
No Risk to Your Business
The lending partner holds all repayment risk — zero recourse to your business. You get paid in full and move on.
More Sales, More Often
Empower your customers with a fast, transparent payment option that removes the price barrier on larger purchases.
Increase Transaction Size
Financing makes important purchases affordable — customers spend more when they can spread payments over time.
Ready to offer your customers more ways to pay? Contact GoPayhawk to add consumer financing to your account.
Add Consumer Financing → (844) 729-4295
