Products Built for How You Do Business
GoPayhawk's payment product suite covers the full transaction stack: countertop and mobile terminals, full POS systems, a cloud-based virtual terminal for phone orders, invoicing tools for service businesses, ACH bank transfers, merchant financing, consumer financing at point of sale, and chargeback protection. All physical hardware arrives pre-programmed for your pricing model.
Stand-Alone Credit Card Terminals
Reliable, straightforward payment acceptance for businesses that need a dedicated terminal without a full POS system. Accept chip, swipe, tap, and contactless payments at the counter or on the go.
- EMV chip, magnetic stripe, and NFC/contactless acceptance
- Wired, Wi-Fi, and cellular connectivity options
- Compatible with all major card brands including Visa, Mastercard, Amex, and Discover
- Receipt printing built-in or via Bluetooth
- Works standalone — no internet required for cellular models
- PCI-certified hardware provided and supported by GoPayhawk
POS Systems for Various Industries
Full point-of-sale systems tailored to your industry — retail, restaurant, healthcare, service, and more. Manage inventory, employees, reporting, and payments from a single platform.
- Industry-specific software for retail, food service, healthcare, and service businesses
- Inventory management, employee tracking, and reporting built in
- Cloud-based with real-time data accessible from any device
- Customer-facing displays and self-checkout configurations available
- Integrates with accounting software, loyalty programs, and online ordering
- GoPayhawk handles setup, training, and ongoing support
Virtual Terminals
Accept card payments from any browser — no physical terminal required. Ideal for phone orders, mail orders, and businesses that take payments remotely or in the field.
- Securely key in card details from any computer, tablet, or phone
- Process one-time and recurring payments
- Supports credit, debit, and HSA/FSA cards
- Full transaction history and reporting in your merchant dashboard
- PCI-compliant hosted payment fields — cardholder data never touches your server
- Generate shareable payment links — send via email, text, or embed on any webpage
- Set up recurring payments on a daily, weekly, monthly, or custom schedule
- Ideal for call centers, delivery businesses, and remote service providers
Invoicing
Send professional payment requests via email or text and get paid online — no terminal, no app required for your customer. Built for service businesses, contractors, and B2B billing.
- Create and send branded invoices in minutes
- Customers pay via a secure hosted payment link — no account needed
- Accept credit, debit, and ACH payments from a single invoice
- Automated payment reminders for outstanding invoices
- Track invoice status — sent, viewed, paid — in real time
- Integrates with QuickBooks and other accounting platforms
ACH Payments
Electronic bank-to-bank transfers at a fraction of the cost of card processing. Ideal for large B2B payments, recurring billing, payroll deductions, and any scenario where you want to move money without card network fees.
- Lower per-transaction cost compared to credit card processing
- One-time and recurring ACH payment scheduling
- Web-based authorization — customers authorize via a simple online form
- Same-day ACH available for time-sensitive transfers
- NACHA-compliant processing with full return code management
- Ideal for SaaS subscriptions, property management, utilities, and B2B billing
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Merchant Financing
Access working capital based on your processing history — no lengthy bank application, no collateral required. Ideal for covering inventory, equipment, payroll, or expansion costs when you need to move fast.
- Funding based on monthly processing volume — not credit score alone
- Advances from $5,000 to $500,000+
- Repayment via a fixed percentage of daily card sales — moves with your cash flow
- No fixed monthly payment, no early repayment penalty
- Fast approvals — often funded within 1–3 business days
- Available to GoPayhawk merchants and new applicants
Consumer Financing
Let your customers pay over time while you get paid upfront. Consumer financing at the point of sale increases average ticket size, reduces cart abandonment, and opens your products or services to a broader customer base.
- Offer 0% promotional financing or installment plans at checkout
- You receive full payment upfront — the financing partner manages the customer loan
- In-store, online, and phone application options for customers
- Fast credit decisions — often in seconds
- Ideal for high-ticket retail, medical, home services, and automotive
- Integrates with your existing POS or checkout flow
Chargeback Protection & Dispute Alerts
Resolve disputes and stop chargebacks before they impact your business. Our dispute alerts partner, Chargeback911, combines third-party networks with proprietary issuer relationships to prevent up to 90% of chargebacks — automatically, before they ever hit your processing account.
- Up to 90% immediate reduction in chargebacks
- Fast-track 48-hour enrollment — no IT project required
- Full suite coverage: CDRN, RDR, Ethoca, Order Insight, Consumer Clarity
- Modular dashboard with real-time dispute reporting
- Optional full-service managed solution — hands-off from end to end
- Protects your Visa and Mastercard chargeback thresholds
Payment Products FAQ
GoPayhawk offers a full payment product suite: countertop and mobile terminals, full POS systems, a cloud-based virtual terminal for phone and mail order, invoicing tools, ACH bank transfers, merchant financing, consumer financing at point of sale, and chargeback protection powered by Chargeback911. All physical hardware arrives pre-programmed for your pricing model.
All GoPayhawk hardware is purchased at a transparent price — there are no equipment leases. Leases can significantly inflate the total cost of hardware over time. GoPayhawk charges purchase price only, with no lease obligations. The cost of new hardware is typically recovered within one to three months of processing fee savings for businesses switching from flat-rate processors.
GoPayhawk's virtual terminal is a secure web-based application that lets you process payments from any browser — no hardware required. You enter the card number, expiration, CVV, and amount manually. It is ideal for businesses that take phone orders, mail orders, or need to process payments remotely. Virtual terminal transactions use card-not-present interchange rates.
Yes. GoPayhawk offers ACH processing for bank-to-bank transfers at a flat per-transaction fee — significantly less expensive than card processing for large payments. ACH is ideal for B2B businesses, subscription billing, payroll deductions, and any scenario where moving money without card network fees is preferable. Settlement typically takes one to two business days.
GoPayhawk merchant financing provides working capital advances based on your processing history. Rather than a traditional bank loan, you receive a lump sum and repay it as a percentage of your daily card processing volume. There is no fixed monthly payment, no collateral required, and no lengthy application process. Advances are typically funded within one to three business days.
Yes. GoPayhawk's NFC-capable terminals accept Apple Pay, Google Pay, Samsung Pay, and other contactless mobile wallets. Contactless transactions process faster than chip insertions and reduce the risk of card skimming at the terminal. All GoPayhawk in-person terminals include NFC contactless capability.
Yes. GoPayhawk supports recurring billing through gateway and software integrations. Merchants can schedule recurring charges, store card-on-file credentials securely through tokenization, and automate billing cycles. Recurring billing is available for both card and ACH transactions.
Not sure which products fit your business?
Send us your current processing statement and we'll put together a recommendation — the right products, the right pricing, no upsell pressure.
