B2B Payment Processing
Lower interchange rates, ACH payment support, and invoicing tools designed for businesses that sell to businesses.
B2B Payments Work Differently — So Does Our Pricing
B2B transactions often qualify for significantly lower interchange rates through Visa and Mastercard's Level 2 and Level 3 processing programs. Most processors don't pass these savings along — we do.
By collecting additional transaction data (order number, tax amount, line-item details), we qualify your transactions for preferential interchange rates that can reduce your effective processing rate by 0.5%–1.0%.
Combined with interchange-plus transparency, B2B businesses typically see the largest savings of any merchant category.
Get Free Savings AnalysisACH Payments
Accept bank transfers at a fraction of credit card costs. Ideal for large B2B invoices and recurring vendor payments.
Level 2/3 Processing
Unlock preferential interchange rates available for qualified B2B commercial card transactions.
Invoice Payments
Send payment links with invoices. Customers pay online without you needing their card in hand.
Recurring Billing
Retainer clients, subscription services, ongoing contracts. Automate billing and reduce collection friction.
B2B Business Types We Work With
Contractors & Trades
HVAC, plumbing, electrical, and construction businesses accepting payments for large-ticket jobs.
Professional Services
Law firms, accounting firms, consultants, and agencies billing clients for ongoing or project-based work.
Wholesale & Distribution
Businesses invoicing other businesses for goods, where Level 2/3 processing generates the largest savings.
B2B Businesses Save the Most With GoPayhawk
Level 2/3 processing and interchange-plus pricing combine for significant savings. Find out exactly what you could save.
