Payment Processing for Retail Businesses
Keep your checkout fast, your fees low, and your cash in your account by the next morning.
Designed for How Retail Actually Works
Retail is high-volume, fast-paced, and margin-sensitive. Every basis point matters. GoPayhawk's interchange-plus pricing passes the actual card network cost directly to you — often saving retail merchants 0.5%–1.5% compared to flat-rate processors.
We support every payment type your customers want to use: chip, tap, swipe, Apple Pay, Google Pay, and online. One account, all channels.
Get Free Savings AnalysisNext-Day Funding
Sales today, money tomorrow. Better cash flow for inventory and operations.
Interchange-Plus Pricing
Pay the true card cost plus a small margin. Most popular choice for retail volumes over $15K/month.
All Payment Types
Chip, tap, swipe, mobile wallets, online. Accept everything your customers use.
No Long-Term Contract
Month-to-month with no cancellation fees. We earn your business every month.
Best Pricing Options for Retail
Interchange Plus
Best for established retail with consistent monthly volume over $10K. Maximum transparency and savings.
Learn MoreCash Discounting
Offer a lower price for cash. Legal in all 50 states and great for customer segments that pay cash regularly.
Learn MoreSurcharging
Pass the credit card fee to card users. Dramatically reduces your out-of-pocket processing costs in compliant states.
Learn MoreSee How Much Your Retail Business Could Save
Submit your current merchant statement for a free, no-obligation savings analysis. Most retail merchants save $200–$800/month.
