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Merchant Services & Payment Processing | GoPayhawk
Live savings — drag the dials to see yours
Businesses your size save, on average
$6,750
a year by switching to GoPayhawk. Interchange-plus, no contracts, real humans on the phone.
2-minute upload · 1-day turnaround
Your Dials
Recalculates live
$45,000
$5k$500k
3.3%
1.50%5.0%
Current cost / month
$1,545.00
GoPayhawk cost / month
$982.50
Monthly savings
$562.50
Estimates only. Submit your statement for exact numbers.
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Why GoPayhawk
Built Around Your Business
We're not a faceless platform. We're a dedicated partner who answers the phone and knows your name.
No Long-Term Contracts
Month-to-month flexibility with no early termination fees. We earn your business every month, not once at signing.
Transparent Pricing
Every fee explained upfront. Interchange-plus pricing means you see exactly what you pay and why — no surprises on your statement.
Next-Day Funding
Accept a payment today, see it in your bank account tomorrow. Faster cash flow means a healthier business.
Nationwide Coverage
We process for businesses across all 50 states. Wherever you operate, GoPayhawk delivers the same transparent pricing and personal service.
Elavon-Backed Security
Powered by Elavon (U.S. Bank), one of the world's top 5 payment processors. Enterprise-grade security and reliability.
The Process
Start Saving in 4 Simple Steps
From your first call to your first statement, we make switching simple.
Submit Your Statement
Upload your most recent merchant statement. It's free, confidential, and takes 2 minutes.
Free Analysis
Our team reviews your statement and identifies exactly where you're overpaying and by how much.
Custom Quote
We provide a transparent, side-by-side comparison showing your current costs vs. GoPayhawk pricing.
Start Saving
Switch in as little as 48 hours. We handle the setup and stay by your side through every transaction.
Customer Stories
What Our Merchants Say
Real results from real businesses across the country.
★★★★★
4.9 out of 5
"Amazing company to work with! Friendly and very helpful with the upmost punctuality. The POS equipment is state of the art and user friendly as well as reliable. Credit card processing fees are at an all time low since using them. Chris and Katie are amazing people — definitely recommend."
Mar 2023"My company has been using PayHawk for 3 years now and changing my credit card processing to them is one of the best decisions I've ever made. In 14 years, I have tried at least 7 different processors, with PayHawk being the last one I will ever use. They are very nice, GOOD people and extremely professional."
Mar 2023"My electrical company became a client of PayHawk back in September and I have nothing but great things to say. I have had the pleasure of working with Charlie Hopgood and Katie Pellish since day one. Katie has gone above and beyond to ensure all my questions have been answered promptly. Highly recommend!"
Jan 2023"Not only are their fees very reasonable, you can get in touch with the same customer representative every time you need assistance. We've dealt with many credit card processors over the years, and you do not have to call a 1-800 number or have long waits to get help."
Oct 2022"Couldn't be happier that I made the move to PayHawk several years ago! Hands down the best service anywhere! Katie is always available to help me when I need it. Love this company!"
Jul 2020"Platform is very user friendly. Support staff has been easy to work with."
Jul 2020"The product is easy to use and the support is excellent. This is a great company to work with and I highly recommend PayHawk!"
Jul 2020"PayHawk is one of those companies that truly exemplifies customer service. Katie is always readily available for questions about credit card processing for my business. They are wonderful people and I don't feel uncomfortable calling — I don't have to speak to any robots with them. GO PAYHAWK!!!"
Apr 2019"Amazing company. The customer service is fantastic, Katie is incredible. I have had so many questions I need help with that arise at my small business and they are just so on top of problem solving and walking us through everything. Highly recommend."
Apr 2019"We now use Payhawk for our merchant services at our salon in Roswell. The staff has provided us with the best customer service we have ever had and has delivered with everything they promised from the start. We highly recommend them for your credit card processing."
Feb 2018"Friendly, Prompt Service and great rates! A company that cares."
Nov 2018"Amazing service and great prices. The staff is efficient and easily accessible. When I have an issue I have a quick response. Other merchant processors leave you with automated or ineffective, long hold time calls to international countries with people who don't know how to resolve your issue."
Nov 2018"Thank you Payhawk for your superior and quick service! I love saving money with you. Thank you!"
Nov 2018"They have the best customer service and have handled all our direct billing without fail. Best in class company."
Nov 2018"Payhawk has been great to me. I am currently using them for my business and their customer service team is one of the best! Quick response, friendly and most important very personable. I feel very comfortable using Payhawk as my merchant service provider."
Jan 2018"Katie Pellish has been nothing short of spectacular. I had no experience with these types of systems prior to being introduced to Payhawk. Katie has always been extremely attentive, helpful, patient and of course professional. She allowed each step to be seamless and with ease."
Jan 2018
Accepted everywhere
PCI DSS Compliant
256-bit SSL Encryption
Side-by-Side Comparisons
How does GoPayhawk compare to your current processor?
Detailed breakdowns with real math against the processors we get asked about most. Honest about where each one wins.
See the full comparison hub →
Common Questions
Questions About GoPayhawk
GoPayhawk is an independent sales organization (ISO) providing merchant services — credit and debit card processing, hardware, and payment tools — to small and medium businesses across the United States. Processing is powered by Elavon, a U.S. Bank subsidiary and one of the world's largest acquiring banks. GoPayhawk offers five pricing models and provides a dedicated account representative for every merchant.
GoPayhawk offers five pricing models: flat rate, interchange-plus, surcharging, cash discounting, and dual pricing. Interchange-plus is the most popular for businesses processing more than $10,000 per month. Surcharging, cash discounting, and dual pricing are zero-fee models that allow merchants to pass card processing costs to customers legally, reducing the merchant's effective processing cost to near zero.
GoPayhawk's rates depend on the pricing model and your business profile. Interchange-plus pricing combines the actual card network interchange rate with a fixed GoPayhawk margin, typically resulting in effective rates between 1.8% and 2.5% for most businesses. A free statement analysis compares your current rate against what you would pay with GoPayhawk using your actual processing history.
Most GoPayhawk merchant accounts are approved within 24 to 48 business hours. Once approved, hardware ships pre-configured and typically arrives within two to four business days. E-commerce and virtual terminal setups can go live within one business day after gateway configuration. Your current processor remains active during the transition so there is no gap in payment acceptance.
No. GoPayhawk operates month-to-month with no cancellation fees and no early termination penalties. Rate changes require 30 days written notice. Hardware is purchased outright — there are no equipment lease obligations. You can cancel at any time without penalty, subject to outstanding chargeback liability.
GoPayhawk works with small and medium businesses across retail, restaurants, e-commerce, healthcare, professional services, B2B, and more. GoPayhawk also serves high-risk businesses in specialized verticals that standard processors decline. Most businesses processing more than $5,000 per month benefit meaningfully from GoPayhawk's pricing models compared to flat-rate alternatives like Square or Stripe.
A free statement analysis is GoPayhawk's no-obligation review of your current processor's monthly statement. The team calculates your current effective rate and produces a side-by-side comparison showing what you would pay under GoPayhawk's pricing — using your real transaction volume, card mix, and average ticket. There is no cost, no commitment, and no sales pressure.
Free • No Obligation • 2 Minutes
Ready to See What You're Overpaying?
Submit your merchant statement and our team will deliver a free, no-obligation savings analysis — typically within one business day.