Top Payment Processing Plugins for WooCommerce

By GoPayhawk Editorial Team  ·  Reviewed by Travis Lastra  ·  January 1, 2023

WooCommerce powers millions of online stores, but the platform's value is only as good as the payment gateway you connect to it. Here's how four common options compare on fees, strengths, and weaknesses.

PayPal

Fee structure: PayPal's fee page lists 3.49% + $0.49 for PayPal Checkout and 2.99% + $0.49 for standard credit and debit card payments.

Worth knowing: Customers can pay with their PayPal accounts. Check PayPal's current fee page for other fees that may apply.

Square

Fee structure: Square's pricing page lists 2.6% + 15¢ in person and 3.3% + 30¢ online on Square Free. WooCommerce offers a Square extension.

Worth knowing: Square lists Free, Plus, and Premium plans. Paid plans cost $49 or $149 a month per location, with online rates of 2.9% + 30¢.

Stripe

Fee structure: Stripe's pricing page lists 2.9% + 30¢ for domestic cards. Added fees include +0.5% manually entered, +1.5% international, +1% currency conversion.

Worth knowing: Stripe's site lists developer APIs and online payment tools, so check which added fees fit your store.

GoPayhawk

Fee structure: Interchange-plus pricing — you pay the actual card network cost plus a transparent margin.

Strengths: Complete merchant services solution, not just a payment gateway. Flexible integration. Dedicated account manager. No long-term processing contracts. Transparent pricing. Free statement analysis. 24/7 support.