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Pros of Using PayPal as a Payment Processor

Widely recognized and trusted brand

PayPal is one of the most well-known and trusted payment processors in the world. This can give small businesses added credibility and trust with their customers.

Easy to set up and use

PayPal is easy to set up and use, even for those without much technical experience. This makes it a good option for small businesses that may not have the resources to invest in a more complex payment processor.


PayPal offers a variety of pricing options for small businesses, including a pay-as-you-go plan with no monthly fee. This can be a cost-effective option for small businesses that don’t process a high volume of transactions.

Accepts a variety of payment types

PayPal can accept credit and debit cards, bank transfers, and even digital currencies like Bitcoin. This gives small businesses the flexibility to accept multiple payment types, which can be beneficial for businesses that sell to customers around the world.

Cons of Using PayPal as a Payment Processor

Limited reporting and analytics

PayPal’s reporting and analytics capabilities are limited compared to other payment processors. This can make it difficult for small businesses to track their sales and understand their customers’ buying habits.

Limited integration options

PayPal is not as easily integrated with other business systems as some other payment processors. This can make it difficult for small businesses to automate their sales and inventory processes.

High chargeback fees

PayPal charges a high fee for chargebacks, which can be a significant cost for small businesses that experience a high number of chargebacks.

Limited customer service

PayPal’s customer service can be limited, which can make it difficult for small businesses to get the support they need when they need it.

Need more reasons why you shouldn’t use PayPal?

If you’d like to hear some more reasons why PayPal is not the best for small businesses, reach out to our team at PayHawk and we’d be more than happy to give you a few more unbiased reasons why traditional merchant service providers are simply better for small businesses like yours. 

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Why a Merchant Services Provider Like PayHawk is a Better Choice for Small Businesses

Advanced Reporting and Analytics

PayHawk provides advanced reporting and analytics, which can help small businesses track their sales, understand their customers’ buying habits, and make data-driven decisions.

Easy Integration with Other Systems

PayHawk can be easily integrated with other business systems, such as accounting software and inventory management software, which can help small businesses automate their sales and inventory processes.

Excellent Customer Service

PayHawk offers excellent customer service, which can help small businesses get the support they need when they need it. With a dedicated account manager, small businesses can get personalized support and guidance to help them navigate the payment processing process.

We operate under the status “Always human, always PayHawk.” In other words, anytime you reach out, you’ll also speak to a human without any annoying never-ending phone prompts or queues.

Customizable Payment Solutions

PayHawk offers customizable payment solutions that can be tailored to meet the specific needs of small businesses. Whether it’s setting up recurring payments, setting up a virtual terminal, or integrating with a shopping cart, PayHawk can work with small businesses to create a payment solution that is right for them.

Secure Payment Processing

PayHawk uses advanced security measures to ensure that all transactions are secure. With encryption, fraud detection, and PCI compliance, small businesses can rest assured that their customers’ payment information is safe.

Competitive Pricing

PayHawk offers competitive pricing for small businesses, with no hidden fees or long-term contracts (or even contracts period). This allows small businesses to have more control over their budget and choose a pricing plan that works best for them.

Merchant Service Providers Like PayHawk Can Help You

If you’re looking for a merchant service provider that cares about your business and always has your back, look no further than PayHawk.

We understand that simply by reading an article, we can’t convince you to jump to team PayHawk and that’s okay! 

Please take the time you need to research all of your options including our competitors.

In the meantime, regardless of where you are in shopping for a merchant services provider, we’d love to still offer you a free statement audit!

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1455 Old Alabama Rd #170, Roswell, GA 30076


Business Services: sales@gopayhawk.com
Careers: careers@gopayhawk.com


(844) 729-4295